Mortgages made simple-find options that fit your budget and goals.
Stay Informed and BorrowSmart.
Rates vary by credit profile, loan amount, property type, and market conditions. For an accurate, personalized quote, connect with Jeff Younger directly.
Always here for you — Monday through Friday.
Availability: Monday–Thursday, 9am–6pm. Friday, 10am–3pm. Weekends closed.
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Your home is important — we’ll work around your schedule. Call, chat, or come on in.
Call us! +1 (605) 982-7947Ready to Get Started?
Serving Sioux Falls and all of South Dakota, Jeff makes it easy to understand your mortgage options. Let’s connect and take the first step toward your next home or refinance.
Home Loan & Refinance Specialist
I’m Jeff Younger, a Loan Officer at Borrow Smart Mortgage Powered by Nationwide Loans. We are helping clients achieve homeownership through smart, personalized loan solutions, expert guidance, and trusted support every step of the way toward their financial goals.
My Mission:
Empower clients to borrow smart with confidence and clarity.
Provide personalized mortgage solutions tailored to every financial situation.
Deliver transparent communication and expert guidance from application to closing.
Build lasting relationships based on trust, integrity, and results.
Help individuals and families achieve their dream of homeownership.
Client Feedback
"Jeff made the entire mortgage process simple and stress-free. As a first-time homebuyer in Sioux Falls, I had tons of questions, but he explained every step and found the best rate for me. I couldn’t have asked for a smoother experience!"
Sarah T.
Sioux Falls, SD
"I’ve worked with Jeff Younger twice now — once for my home purchase and again to refinance. Both times, he was professional, fast, and honest. He truly cares about helping you save money and reach your financial goals."
Mark R.
Harrisburg, SD
Home Ownership Made Easy
Owning a home doesn’t have to be complicated. At Borrow Smart Mortgages Powered by Nationwide Loans, we simplify every step — from pre-approval to closing. Whether you’re buying your first home or upgrading, we’ll guide you through financing options, low-down-payment programs, and personalized solutions designed to make homeownership easy and affordable in Sioux Falls, South Dakota.
The Real cost of waiting to buy a home
📣 The Real cost of waiting to buy a home
The Sioux Falls market continues to be one of the fastest-growing areas in South Dakota. With rising demand and shifting interest rates, choosing the right mortgage strategy can save you thousands over the life of your loan.
At SiouxFallsHomeLoans.com, we help buyers and homeowners understand their best options — from low down payment loans to refinance strategies.
⭐ Top Loan Programs Available in Sioux Falls
FHA Loans: Great for first-time buyers with low down payments
VA Loans: Zero down payment for eligible veterans and service members
USDA Loans: Rural housing program with zero down in qualifying areas
Conventional Loans: Flexible terms with competitive rates
Refinance Loans: Lower your payment or access your home equity
If you're thinking about purchasing a home or refinancing in 2025–2026, now is the time to explore your options. A strong pre-approval gives you buying power and helps you secure the right home fast.
🔍 Why Work With Jeff Younger?
With 30+ years in the mortgage business, I help buyers navigate the Sioux Falls market with clarity, transparency, and confidence. Whether you're buying your first home or upgrading, I’ll walk you through every option and help you Borrow Smart.
📞 Get Started Today
👉 Apply or schedule your free mortgage review at:
https://SiouxFallsHomeLoans.com
📱 Call/Text: 605-982-7947
Call +1 (605) 982-7947
Email: [email protected]
Sioux Falls, South Dakota, USA
www.siouxfallshomeloans.com
Company NMLS # 1799965 | NMLS # 267184
Borrow Smart Mortgages Powered by Nationwide Loans